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Which Is The Best Business Credit Card with No Annual Fee

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SimplyCash Plus From American Express

The SimplyCash Plus Business card isn’t one of the better alternatives on this rundown, yet it doesn’t expect you to pay a yearly expense. The reward framework is confused and it’s indistinct what kinds of businesses will really profit or the amount you may get. Be that as it may, it’s a solid match for you on the off chance that you needn’t bother with a vigorous prizes program and would prefer not to stress over staying aware of high yearly expenses.

 

SimplyCash Plus Rewards

The SimplyCash Plus card has a complicated rewards program that offers 1 – 5% cash back depending on spending category and lets you choose which category receives a 3% cash back bonus.

Introductory Rewards

It does not provide any introductory Rewards

Ongoing Rewards

  • 5% cash back on all office supply store purchases and wireless telephone purchases.
  • 3% cash back on 1 category of your choice from:
    • Airfare purchases directly from airlines
    • Hotel rooms purchased directly from hotels
    • Car rentals purchased from select car rental companies
    • U.S. gas stations
    • U.S. restaurants
    • U.S. purchases for advertising on select media
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 1% cash back on all other purchases

 

How Much Is The Cost of SimplyCash Plus

  • Introductory APR: 0% for the first 9 months
  • Regular APR: 13.49%, 18.49%, or 20.49%
  • Annual Fee: None

 

What Are The Drawbacks of SimplyCash Plus

While the SimplyCash Plus card doesn’t require an annual fee, it also isn’t the best rewards card on the list. It’s just not a good fit for businesses that need to make different types of purchases because you have to choose a single reward category. There are also better travel reward cards discussed above.

 

Where & How to Get SimplyCash Plus From American Express

You can fill out an online form to apply for the SimplyCash Plus card on American Express’ website and you could receive a decision in as little as 30 seconds. Once approved your card will arrive in the mail within 7-10 days.